Todd Lubar Brings Real Estate Success Story To Baltimore

According to Hackronym, in the mid-2000s, a financial crisis occurred that was unlike anything in modern times. The very fabric of what makes the United States the country that it is was put in jeopardy. The crisis involved the highest levels of the financial industry. The biggest financial institutions in the country were in serious trouble. People were losing jobs every day and a sense of panic was starting to impact the nation.

At the heart of the financial crisis was the real estate industry. One of the main sources of the problems that was affecting the country were real estate loans made to millions of people who were having problems paying the loans. This situation along with other situations that were occurring around the same time caused a sequence of events to occur that challenged the nation.

In the coming months after the impact of the crisis was at its highest, real estate property value went down greatly. The economic conditions in the country reflected the problems that were happening across the nation. Real estate property was being foreclosed in record numbers, which contributed significantly to the lost of real estate value in all cities.

During this time, many cities suffered tremendously. One of these cities was Baltimore. Many homeowners saw their real estate property values hit an all-time low. Hope for the future was poor because of the bad economy. However, the financial crisis was hit head on by the government and many things were put in place to help solve the financial crisis. It took several years, but the economy improved. The value of real estate property went back to normal ranges.

In Baltimore, a real estate professional who understands the internal ways of the real estate industry was busy working during the entire financial crisis. His name is Todd Lubar. A Baltimore businessman, Todd Lubar helped people through his real estate firm that he had started a few years before the financial crisis started.

Todd Lubar’s real estate firm provides real estate loans to people interested in purchasing real estate. Todd Lubar has a special interest in helping people with a bad financial history find real estate loans. More details can be found on his LinkedIn.

Click here:

Cleansing Conditioners Will Change Your Life

Using a cleansing conditioner has many benefits. Your dry, damaged hair will become more manageable and healthy and you can expect to see results in just two weeks normally (if not sooner)! Unlike your average shampoos and conditioners, cleansing conditioners don’t contain harsh sulphates that strip your hair of its natural oils. It gently cleanses while it strengthens and moisturizes hair. Cleansing conditioners are gentle enough to use on all hair types, including color treated hair.

WEN Cleansing Conditioner is a 5-in-1 formula that will replace your shampoo and conditioner, and it’s also a deep conditioner, detangler, and leave-in conditioner. WEN Hair won’t lather like your usual hair care products-proof that it is free of harsh chemicals. Sweet Almond Mint cleansing Conditioner has natural ingredients like Glycerin, a humectant that moisturizes hair, Chamomile Extract, that is known for its soothing and calming properties, and Wild Cherry Bark, that is formulated to condition locks. It also has Rosemary Extract that will help soothe hair, and Panthenol, which is designed to strengthen hair and restore it’s resilience.

Chaz Dean, the developer of WEN products, is passionate about hair and has his own salon-The Chaz Dean, located in Hollywood. He has a long list of happy clients that even includes celebrities. He styles hair for award and fashion shows and despite all of his success and fame, Chaz Dean still remains quite humble and likable. He makes his clients feel calm in his presence and his passion for hair really shows through his work.

Watch YouTube for more details about WEN Hair products.

Talk Fusion CEO Bob Reina Returns to MarTech Advisor for Guest Column

When Bob Reina established Talk Fusion back in 2007 we aren’t sure that even he realized just what he was creating. Talk Fusion went on to become one of the biggest video communication solution companies on the entire internet. Their work providing support to companies and customers alike has been integral and changing the way advertising works. Reina accurately made the forecast that video marketing would become the new standard, and boy was he ever correct. Reina made his return to MarTech Advisor, a top publication for Chief Marketing Officers, in order to once again pen a guest column.


In 2016 Reina was brought on by MarTech Advisor, a top ten publication for CMOs, in order to write an article about his experience with video communication solutions. The work went over well and MarTech just had to have him back. This time around Reina chose to focus on something close to home: video marketing trends. Reina’s newest column for MarTech is now online under the title of “Video Advertising Trends of 2017‘. The publication is being sent to over 1 million subscribers and it should offer quite the hefty advice for people looking to break into the successful world of communication solutions.


Reina himself was excited to once again work with MarTech Advisor. Reina stated, “I’ve returned to MarTech Advisor to share key tips for executing video and more importantly, why you should be using it, so readers can capitalize on this massive trend in 2017 and beyond.” Reina’s words are hard to dismiss due to just how successful Talk Fusion has been over the past several years. With awards, huge clients, and more in tow we bet that Talk Fusion will be changing the game in the future.



Reina’s had quite the year in 2016 and 2017 and things only seem to be getting started. Reina’s company, Talk Fusion, landed the coveted Product of the Year Award for their application, Video Chat, from TMC. This award only served to heighten Talk Fusion’s already quality reputation. We expect Talk Fusion to continue pushing forward into the future with their newest upgrades to communication solution products and services.



Get Beautiful Lips That Glisten With EOS Lip Balm Products

Find your way to long lasting coverage for your lips with a seemingly popular brand in Canada. You have the option of several different organic ingredients and delectable flavors. Give your lips an aromatherapy fragrance with Lemon drop, Wild berry, and Sorbet. Thousands of smart women on Walgreens are choosing popular EOS brands for organic coverage like Evolution of Smooth for the perfect blend of fragrance and moisture. Heighten your senses and get unique coverage for your lips at the same time with EOS lip balm products. Revolutionize the way you take charge of your lips with wonderful brands that have guaranteed proven results.

Get the maximum protections against harsh elements that leave your lips feeling dry and cracked. The winter months can be hard on your lips and require a superior product that can withstand the effects of extreme temperatures. You can also protect your lips from the harsh effects of UV rays. Immerse your lips with a unique product that will build your confidence and help you win over that special blind date. Your lips are sensitive and need a product that’s 100% hypoallergenic and provides protection for all skin types. Evolution of Smooth is a LEAP Bunny approved and cruelty-free product.

Optimize the way your lips look and feel with a brand that is committed to the care and nurturing of your lips. Get a rich blend of body butter and easy to absorb jojoba oil. Many popular celebrities like Miley Cyrus and Kim Kardashian have been seen using EOS lip balm products for moisture against the harsh lights of the camera. There are a number of products that you can use for your lips, but Evolution of Smooth is a rewarding product that will give your lips the proper blend of moisture and fragrance with every application. Join thousands of others that have chosen EOS lip balm products today. Visit the website for more information.

Product Links:

Exploring the Top 3 Most Common Orthopedic Surgeries

Orthopedic surgery is a procedure completed by a medical professional who is trained to deal with the bones, joints, and ligaments present within the human body. “Ortho” meaning straight and “pais” meaning child formed the basis of this practice which began when surgeons attempted to correct bone deformities in children with braces.

Common Procedures

Orthopedic surgery is common across the world. Some of the most common types of orthopedic surgeries include:

  1. Total Joint Replacement. This type of surgery is a common procedure from patients who suffer from arthritis. Surgeons seek to remove the damaged portion of various joints and replace them with metal or plastic alternatives. The helps aide in pain relief and increased range of motion.
  2. Total Shoulder Replacement. When non-surgical treatments, such as medicine and therapy, are no longer effective in treating pain many individuals seek relief from pain in their shoulder via this procedure.
  3. Spine Surgery. Increasing back pain is often the culprit for spinal surgery. The most common type of spinal surgery is known as spinal fusion, in which the surgeon joins the vertebrae together to aide in pain relief.

Meet Dr. Greg Finch

If you find yourself in need of an orthopedic surgery, it can be intimidating and worrisome. Finding an experienced orthopedic surgeon, like Greg Finch, can help relieve the stress of this invasive procedure. As a member of the Spine Society of Australia, Dr. Greg Finch specializes in Spinal Surgery, Paediatric orthopaedics and trauma, Trauma and Orthopaedic Surgery, Paediatric Orthopaedics and Trauma, and Orthopaedic Surgery.

Experienced orthopedic surgeons like Greg Finch can help alleviate pain that many patients have dealt with for years. Through the aforementioned pain relief, increased range of motion, and realignment, orthopedic surgeons can help improve the quality of life for their clients.


Fabletics Builds On Your Identity

As far back as planned rules and frameworks in design affected the sportswear business, one’s idea of working out has been unbelievably influenced by their self-affirmation and what they look like and feel in sportswear. Not one to let the opportunity slip away, Kate Hudson is set up to address the market with her comprehension of accomplishment re-imagined under the name ‘Fabletics’, a connection which keeps running on the ideal couple of outstanding administration, individual to individual taste-driven sportswear and availability choices both at the store and on the web. While attempting to change a business into a $250 million dollar worth industry in just three short years, Fabletics enters the game with a continuous data driven edge in ‘activewear’. This needs participation for individuals to buy apparel tailor-fitted to their exercises and particular things done in the day.


Brands are used to following the obsolete routine of relying on a competitive market cost and mind blowing quality alone and see this as the best way to deal with securing a piece of the general business in an industry. This is not the way Fabletics plans to go about it, picking rather to sparkle in the customer’s brain by concentrating on bringing complete satisfaction to things like the ‘last mile’ of customer care and draws in clients with occasions, events and other such grassroots engagement to keep them included and captivated.


The Fabletics General Manager believes that the differentiator for the brand is it’s information driven way to deal with business and learning in view of the very character of the purchaser itself, hence empowering Fabletics to be an overnight hit with buyers. This builds up a relationship of the brand with a high incentive for clients instantly, instead of falling prey to customers researching stores just to look for a less costly choice elsewhere, costing associations tremendous heaps of money. 30% of people walking around the store are customers as of now and another 25% more end up as one themselves in the store. Any garments worn by the customer goes into the electronic shopping basket too, changing retail into a deliverable; an indispensable moving force behind the brand that Fabletics has got by the horns.


Fabletics expects to satisfy users by coming back to the old ‘personal touch’ based procedure behind the way individuals select their dress, with it’s unprecedented methodology of ‘reverse showrooming’, in which the brand interfaces with the general populace at a grassroots level with occasions and exercises gathering more brand review and a positive experience for it’s potential clientele.


On writing about the brand, Teri Hutcheon, the blogger of ‘A Foodie Stays Fit, views Fabletics as the go-to place for the ideal buy on the basis of both cost and quality. The bra that she tried on was extremely satisfying on all these fronts. She cherished that the brand gave all around fitted outfit that didn’t fade away in shading or color, nor lose shape after some time. So treat yourself to the most flawlessly awesome in made-to-demand person-based sportswear.

Ancient Religion Study – Kabbalah

Everyone has their belief, what they consider as their religion, where they go to seek counsel and comfort. In the faith, people are taught about their customs and believe. Kabbalah is an ancient teaching of the Jewish community which is considered sacred. The Kabbalistic teachings describe how the universe and life work together. The teachings can well be defined as the study of how to receive total fulfillment in life.

Kabbalah is an old model for living. It offers a constant feeling of happiness and excitement to those who learn it. The teachings focus on all benches of life including health, careers, and relationships. In the teachings, it is trusted that all the branches of life originate from the same trunk and roots, and it is the technology of how the universe works in the same principal level. The teachers at Kabbalah center explains that the teaching is a way of perceiving the world as a way of connecting one to the kind of fulfillment they would wish in life.

The study of Kabbalah applies to all people regardless of their faith, background, and religion. The study has an added advantage in that one is not forced to think in a particular way. The information is shared with the students with a hope of applying it in life for the betterment of their future and present life.

Kabbalah Center was established in the United States in 1965 by Philip Berg. The Center is a non-profit organization which its aim is to teach the Kabbalistic teaching to both the Jewish and the non-Jewish in the United States. The Center is located in Los Angles California, and it offers Zohar and Kabbalistic teachings. Since its establishment, the organization has expanded and is currently providing the lessons online as well as through their regional and City-based Centers.

The Kabbalah Center International has experienced and foreign teachers who offer the teachings and guidance to the students. The Kabbalah Center approaches the lessons in a unique way, where it does not teach on the Jewish and the Hebrew teachings to its students. The Center continuous to grow and more students are in tested with the Kabbalah teachings.

EOS Finally Reveals Secrets for Success in Exclusive Fast Company Interview

In an exclusive interview with Fast Company, EOS (or Evolution of Smooth as the company is properly known) has revealed previously unknown information about the business strategy that helped rocket them to the top of their industry.

Lip balm has been commercially available for over one hundred years, but in that time it has remained essentially unchanged in terms of marketing or packaging (think of the small tubes that brands like Chapstick or Blistex come in). The founders of EOS were very aware of the staleness in the industry and set about creating a product to shake up the market.

That’s how the unique design of EOS lip balm came to be. The product is intentionally designed with stimulation of the five senses in mind. A distinctive lack of markings, the unusual shape, and even the unique scents and flavors are all carefully chosen to create a product different from the standard lip balm.

There is another key aspect of the lip balm industry that has helped EOS become one its best sellers: its primary purchasers are rarely directly targeted by brands. While women purchase and use lip balm more than any other demographic, most brands simply do not market their products toward women. This large gap left EOS with the perfect niche to fill, and so the company began connecting with women via social media and blogs.

By building this following with their target consumers and designing a unique product, EOS have become the second best-selling lip balm in the industry. Currently the brand is only surpassed by Burt’s Bees. The company moves more than one million units per week and all predictions expect growth to continue in the future. EOS products are widely available on Walmart and other retail stores and online on Amazon.

To continue reading about EOS and the company’s strategy for success, read the full interview at Fast Company.


Ricardo Tosto: The Brazilian Law Specialist

Being a legal representative is one of the most popular professions in Brazil. However, becoming one is somewhat difficult due to the many requirements. Brazilian lawyers must acquire a certificate from the Brazilian Bar Association to represent clients before a law court. Ricardo Tosto is among the trusted and most sought-after litigators in Brazil.

Roles of Lawyers

Lawyers serve as representatives of clients. They educate clients on their legal rights and responsibilities. They also ensure customers are aware of their practical implications. As advocates, Lawyers declares the position of the customer based on the rules of the legal system. While acting as negotiators, legal representatives focus on achieving beneficial outcomes to the client but adhere to the requirement of dealing with others in an honest and professional manner.

Lawyers can act as mediators and solve disputes between two parties. When an attorney acts as a third party neutral, she or he will represent neither party but will assist the parties in coming up with their solution. A lawyer must strive to be competent, reliable, and diligent in all professional functions. She or he must handle all the information regarding client’s representation in a professional manner. A legal representative must also utilize procedures of law for the genuine purpose.

Ricardo Tosto

Ricardo Tosto acts as the managing partner of a Brazilian-headquartered Leite, Tosto e Barros Advogados. He boasts unmatched experience in business law, majoring in M&A, international law, commercial & civil litigation, corporate restructuring, and banking. Ricardo Tosto studied his law degree at the Mackenzie University and his MBA at FAAP. Armed with the concept, capital, and legal expertise, Tosto has transformed his firm into one of the largest and reliable law companies in Brazil.

In his impressive career, Ricardo Tosto has offered legal advice and representation to premium companies, wealthy individuals, and politicians. Various Brazilian-based corporations and government institutions have relied on his high-quality legal services in winning many litigation cases. Some of the legal mechanisms developed by Ricardo Tosto have been incorporated into the Brazilian legal structure. Tosto has served as a role model to many lawyers who commenced their careers as interns at his company.


The Life Of Felipe Montoro Jens

There are many people in finance all over the world. There are only a few who are talented in investments and how they run their companies. Brazil is a hub for finance and they have some of the most talented people running their companies. Many of these companies work directly with the country of Brazil and other nations. One person, in particular, that is well-versed in the world of finance and investments is Felipe Montoro Jens. Felipe Montoro Jens is a finance professional from Brazil who is the Chief Financial Officer.

Felipe Montoro Jens specializes in the finance industry. he has worked in investments for years.  Felipe Montoro Jens ran the company to success and guided his employees in the right direction. His leadership was a turnaround for the company, which lead to many successful years.

Not only was he President and Chief Executive Officer but Mr. Jens was also the Senior Officer of Finance and the Senior Officer of Investments on YouTube. At Concessionaire do Centro Administrative do Distrito Federal S.A, Mr. Jens is on the Board of Directors as Chairman. On April 30, 2010, Mr. Felipe Montoro Jens was appointed Director of Braskem S.A. He left that position in 2013.

Over the years, Felipe Montoro Jens has proven to his colleagues and his critics his talent and capabilities. In his business affairs, he has shown his leadership and he has become an ally to his colleagues across the globe.